You Don't Need 20% Down to Buy a Home

Dated: June 16 2026

Views: 3

You Don't Need 20% Down to Buy a Home

One of the biggest misconceptions I hear from buyers is that they need a full 20% down payment before they can purchase a home.

In this video, I explain why that isn't always the case and how financing options can dramatically change the rent-versus-buy decision. If you're considering a Palmer Square studio or another Princeton property, understanding your options could make a bigger difference than you think.

Blog author image

Joshua Wilton

As the founder of Queenston Realty and The Wilton Group — the number one sales team in Princeton — I have been practicing real estate in the Princeton and Greater Princeton area for over 2....

Latest Blog Posts

Why Buyers Love Pennington NJ: Historic Charm, Trails & Location

Why Buyers Love Pennington NJ: Historic Charm, Trails & LocationOne of my favorite things about Pennington Borough is how much character you get without feeling disconnected. Tree-lined streets,

Read More

Which Greater Princeton Town Fits Your Lifestyle?

Which Greater Princeton Town Fits Your Lifestyle?Your job might be choosing your town for you 👀NYC a few days a week? West Windsor starts making a lot of sense.Want walkability, Princeton energy,

Read More

What Are the Schools Like in Pennington, NJ?

What Are the Schools Like in Pennington, NJ?If you’re considering a move to Pennington, NJ, I think the local school options are an important part of understanding the community. Pennington

Read More

Getting a Custom Jacket Made at Orvana Collection in Princeton

Getting a Custom Jacket Made at Orvana Collection in PrincetonI recently visited Orvana Collection in Princeton for a fitting for a custom jacket with owner Alka Mattoo. During the visit, Alka

Read More